In a medium bowl with a hand mixer, beat all ingredients, minus the cool whip. Mixture will be thick. Add the cool whip and mix again until evenly distributed.
8 oz package fat free cream cheese, 1/4 creamy peanut butter, 1/4 cup monk fruit sweetener, 1 box Simply Desserts Chocolate Pudding, 3/4 cup unsweetened cashew or almond milk, 8 oz container Lite Cool Whip, 1/4 cup peanut butter powder